The Relationship of Mortgaged Loans with Gated Communities

Basit Öğe Kaydı
dc.authorscopusid57430937500
dc.contributor.authorAslan, Ahmet Suvar
dc.date.accessioned2024-09-19T15:47:04Z
dc.date.available2024-09-19T15:47:04Z
dc.date.issued2023
dc.departmentHatay Mustafa Kemal Üniversitesien_US
dc.description.abstractThe multidimensional nature of the house housing makes it different for each individual, group, and actor. As Madden and Marcuse point out, the housing may be a speculative commodity for one actor but a home for another. Housing also plays an essential role in the reproduction of social life. In this context, for those who want to live with people with similar cultural and economic capital, housing becomes an identity construction, and gated communities contribute to forming this identity. This new housing supply, which started in the United States in the 1980s, began to be seen in different world geographies in a short time. Gated communities have quickly turned into a preferred housing supply, as can be seen in the global north countries as well as in the global south countries. Although these residences were produced for the upper and middle- upper classes when they first emerged in Turkey, they started to serve the middle classes as well, within the framework of the construction- oriented growth approach determined by Turkey after 2002. In this context, the mortgage law enacted in Turkey in 2007 was influential in accelerating access to these residences. Thus, a period was entered in which white- collar workers took long- term loans and started to own houses in communities formed by people like themselves. Kayapınar Municipality, established within the borders of Diyarbakır Metropolitan Municipality in 2008, increased its population by 211.6 % from 2008 to 2021 as a particular example of this background. This district accounted for over half of the mortgage loans used in Diyarbakır. Even though Kayapınar has emerged as a natural new development area due to the macro form of the city, it has grown faster than the target. This growth in Kayapınar has been a process in which large landowners who want to benefit from urban rent with the new housing demand of the middle class and effective use of mortgage loans come to the fore. Over the years, many gated communities have been built in the settlement. This study examines the relationship between mortgage loans, one of the tools that have an essential role in the financialization of urban space, and gated communities serving the middle class. In this context, using different data sets together, this study also sheds light on the people who buy housing with mortgage loans in this area. © 2023 Peter Lang GmbH, Internationaler Verlag der Wissenschaften.en_US
dc.identifier.endpage486en_US
dc.identifier.isbn978-363189033-2
dc.identifier.isbn978-363187642-8
dc.identifier.scopus2-s2.0-85153660892en_US
dc.identifier.scopusqualityN/Aen_US
dc.identifier.startpage471en_US
dc.identifier.urihttps://hdl.handle.net/20.500.12483/14952
dc.indekslendigikaynakScopusen_US
dc.language.isoenen_US
dc.publisherPeter Lang Publishing Groupen_US
dc.relation.ispartofSustainability, Conservation and Ecology in Spatial Planning and Design: New approaches, solutions, applicationsen_US
dc.relation.publicationcategoryKitap Bölümü - Uluslararasıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectDiyarbakıren_US
dc.subjectfinancializationen_US
dc.subjectgated communitiesen_US
dc.subjecthousing policiesen_US
dc.titleThe Relationship of Mortgaged Loans with Gated Communitiesen_US
dc.typeBook Chapteren_US

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